Insurance companies categorize dentists as either in-network or out-of-network. Unlike out-of-network dentists, in-network professionals are under contracts to provide services for pre-negotiated rates. Here's more information about why it's wise to work with dental offices in your insurance company's network.

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Why You Should Visit a Dentist in Your Insurance Provider's Network

1. Save Time

Insurance providers have service standards for dentists they work with. They often require professionals to undergo comprehensive credentialing processes and check in occasionally to ensure they provide quality care. 

By choosing a dentist within your network, you won’t have to perform exhaustive searches about offices with these credentials. This way, you save time while enjoying high-quality treatments.

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2. Lower Out-of-Pocket Costs

When you choose an in-network professional, out-of-pocket costs may be lower. Since the dentist will accept your insurance plan, routine services like teeth cleanings and checkups may be free, while restorative and cosmetic dentistry services like root canals and crowns may be partially covered by the policy. Check the coverage manual to understand what portion you're responsible for and how many free exams you're entitled to per year.

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3. Simplify the Claims Process

With an in-network dentist, you don't have to pay upfront and then wait for reimbursement from the insurance provider for weeks. All paperwork gets automatically filed with the insurance company, who pays the practice directly. The only document you may receive is the Explanation of Benefits statement that outlines what the provider covers and what percentage you'll be charged for.

 

Splendental accepts most insurance plans, including Delta Dental, Cigna, MetLife, and many more to help patients lower their oral care costs. Based in Columbus, OH, they provide general, restorative, and cosmetic dentistry services, such as teeth extractions and cleanings. For your convenience, they always bill your provider directly. Visit the website for more information about accepted insurance plans, or call (614) 588-0678 to make an appointment.